Caring for other people’s pets is a trusted role that probably requires you to have experience or qualifications as well as appropriate insurance cover.
There is a variety of insurance products available to pet businesses with public liability and employer’s liability being high on the list to protect your business from claims from the public or employees.
There is also other appropriate insurance to cover the pets in your care, your premises and equipment. Below we have looked at what some of the leading insurance providers can offer.
The table below gives a quick comparison of the top UK providers for pet business insurance.
Company | Minimum cover | Maximum cover |
---|---|---|
Direct Line for Business | £1 million | £10 million |
Protectivity Insurance | £1 million | £10 million |
Pet Plan Sanctuary | Not stated | Not stated |
Tradesman Saver | £1 million | £10 million |
Cover4Dogwalkers | Not stated | £10 million |
Ripe Insurance | £1 million | £10 million |
* The facts and figures included here come from each company’s website and were accurate at the time of writing but may have since changed. Also, please keep in mind these may not be apples to apples comparisons as each provider offers different solutions. This guide should be used as a starting off point for more research on your part.
Below we profile each of the companies’ services and features in a bit more detail.
Note companies are ranked in no particular order and this no way indicates one solution is better than another.
Topics
1. Direct Line for Business
Some of the features and benefits of Direct Line for Business’ pet business insurance.
- Offers insurance for dog walkers, pet sitters and groomers
- Choice of cover options
- Flexible cover
- Public liability
- Buildings cover
- Contents and stock
- Employer’s liability
- Business interruption
- Legal expenses
- Cyber cover
Direct Line for Business is an insurance provider who has a broad range of business insurance products that have been tailored to offer trade and profession specific packages. Their combined package insurance policies include pet insurance that covers dog walking, pet sitting and grooming.
Direct Line for Business’ pet business insurance products are designed to cover a variety of pet care activities and different types of pets. They allow you to select the cover you require from £1 million to £10 million of public liability cover, buildings cover, contents and stock, employer’s liability if you have employees, business interruption, legal expenses and cyber cover.
Direct Line for Business website
2. Protectivity Insurance
Some of the features and benefits of Protectivity Insurance’s pet business insurance.
- Specialist pet insurance
- Covers 14 pet activities
- Tailored cover
- Choice of optional extras
- Public liability
- Professional indemnity
- Care, custody and control cover
- Equipment cover
- Lost key cover
- Personal accident
Protectivity Insurance is a business insurance provider that offers a range of niche insurance products that are tailored specifically for pet, sport or events businesses. Their pet insurance products cover 14 activities including dog walkers, dog groomers and pet sitters.
Protectivity Insurance’s pet insurance offers flexible cover with a core cover of £1 million public liability insurance which can be extended up to £10 million. They also offer care, custody and control cover up to £50,000 for animals in your care in the event of loss, injury, illness or death; and non-negligence cover, equipment cover and loss of key cover. You can also include personal accident and professional indemnity cover.
Protectivity Insurance website
3. Pet Plan Sanctuary
Some of the features and benefits of Pet Plan Sanctuary’s pet business insurance.
- Offers a range of pet business insurance
- Cover for groomers, sitters, walkers, boarding and clubs
- Tailored policies
- Public liability
- Professional indemnity
- Employer’s liability
- Care, custody and control of animals cover
- Custodial responsibility cover
- Buildings and property cover
- Money and loss of keys
Pet Plan Sanctuary is an insurance provider that offers a range of specialist business insurance products for pet businesses. Their specialist products include home boarding, pet sitters, dog walkers, cattery and kennels, pet groomers, dog hydrotherapists, dog clubs and societies.
Pet Plan Sanctuary’s range of pet insurance offers tailored insurance that caters specifically for your business needs. They can provide cover that includes public liability, employer’s liability and professional indemnity insurance as well as care of animal cover to protect the animals in your care and custodial responsibility. They also offer buildings and property cover to protect a variety of things including equipment, goods in transit, keys and money.
4. Tradesman Saver
Some of the features and benefits of Tradesman Saver’s pet business insurance.
- Offers dog walking, pet sitting and carers insurance products
- Flexible cover
- Standard cover with a range of extras
- Public liability
- Product liability
- Employer’s liability
- Financial loss
- Legal expenses
- Tools and equipment insurance
- Accidental death cover
Tradesman Saver is a business insurance provider that offers a broad range of tailored insurance products that cater for specific trades and professions. Amongst this range of insurance packages are Dog Walking Insurance, Pet Sitter’s Insurance, and Pet Walker, Sitters or Carers Insurance.
Tradesman Saver’s pet insurance range offers a choice of tailored policies that cover a variety of standard cover with optional extras. Standard cover includes £1 million public liability which can be extended to £2 or £5 million, products liability, financial loss and legal expenses. Optional cover includes £10 million employer’s liability, business contents, tools and equipment, personal accident and short-term income protection.
5. Cover4Dogwalkers
Some of the features and benefits of Cover4Dogwalkers’ pet business insurance.
- Dog Walking Insurance
- Also covers pet sitting, pet boarding and pet taxi cover
- Comprehensive policy
- Public liability
- Professional indemnity
- Non-negligent emergency vet fees
- Loss of keys
- Money cover
- Legal expenses
- Optional employer’s liability
Cover4Dogwalkers is a niche insurance business that is operated by Weald Insurance who offer a range of specialist insurance products targeted at pet and sports businesses. They offer dedicated insurance for dog walkers that also covers pet sitting, pet boarding and pet taxi cover.
Cover4Dogwalkers’ Dog Walkers Insurance is a comprehensive product that includes a wide variety of cover as standard. This cover includes professional indemnity, public liability, up to £2,000 of non-negligent emergency vet fees cover, loss of keys, money cover, legal expense, advertising and reward of lost pets, and legal expenses. You can also add £10 million of employer’s liability insurance if your businesses has employees.
6. Ripe Insurance
Some of the features and benefits of Ripe Insurance’s pet business insurance.
- Offers Dog Walking and Dog Grooming Insurance
- Bespoke small business insurance
- Flexible policy
- Also includes pet sitting cover
- Choice of cover level
- Public liability insurance
- Employer’s liability
- Free accidental death cover
- Protection from claims from the damage the animals in your care cause
- Excellent rating on Trustpilot
Ripe Insurance offers specialist insurance products that cater for niche insurance sectors which includes small business insurance for sports and leisure businesses. They offer packaged insurance products that are tailored to the needs of the business and their range includes Dog Walking and Dog Grooming Insurance.
Ripe Insurance’s Dog Walking and Dog Grooming Insurance offers dog businesses cover for their activities which include walking, grooming and pet sitting. The policy is flexible with a variety of cover options and levels including a choice of £1, £2 or £5 million of public liability insurance. They also offer employer’s liability if you employ staff and give free accidental death insurance.
Financial Disclosure: We may be paid a fee if you purchase insurance via the Simply Business link at the top of this page.