Looking for a cheap way to start accepting credit card payments in person? Then have a look at the following 6 cheap mobile credit card payment machines.
1. iZettle
iZettle Reader Cost: £19 via this link (Normally £59)
Transaction Fees: 1.75% per transaction
Features:
- 8 hours active use
- Accept contactless payments in just 5 seconds
- Accept: MasterCard, Visa, American Express, Maestro, V pay, Visa Electron, JCB, Diners Club, China Union Pay, Discover, Apple Pay and Andriod Pay
- 12-month warranty
- Money deposited within 1-2 business days
- Works via Bluetooth with your smartphone or tablet
- Free POS App
- Send receipt via SMS or Email
- No setup fees, beyond buying the card reader
- Works with their iZettle Pro EPOS system
2. SumUp
Reader Cost: £59 via this link
Transaction Fees: 1.69% per transaction
Features:
- Compatible with iOS / Android smartphones and tablets
- Signup in 5 minutes with no contract
- No monthly costs
- Free iOS / Android app
- Free Dashboard and reporting
- Free Telephone & email support
- Payouts to your bank account every 2-3 days
- Accept Contactless, Chip & Pin, Apple Pay and Android Pay Payments
- Can also be upgraded to a full POS solution
- 30 day money back guarantee
3. Shopify POS
Reader Cost: £59 via this link
Transaction Fees: Varies between 1.7% and 1.5% + 0p (requires
Features:
- Accepts chip, contactless, and magnetic stripe cards
- Supports Visa, Mastercard, and Apple Pay
- Comes with a USB cable
- You can accept two or more payment types in a single transaction, for example, credit card and cash, or multiple credit cards
- Create custom payment options such as cheques, IOUs, or gold coins
- Offer store credit instead of refunding the payment method used
- Offer discounts by percentage or specific pound amount
- Taxes are automatically calculated based on your store’s location
- Custom email or printed receipts
- View all past orders made in store and online, search by customer, product, or date
4. Square Reader
Reader Cost: £29.00 + VAT
Transaction Fees: 1.75% per transaction for Visa, Mastercard and American Express credit or debit cards and 2.5% for other types of transaction
Features:
- Accept chip and PIN cards, contactless cards and devices with Apple Pay and Android Pay.
- Connects wirelessly to iOS or Android devices.
- Works with the free Square app
- Track payments, invoices, inventory with their reports
- Get your money in your bank account as soon as the next business day.
- Call, email or tweet for support
- Send invoices from your mobile device or laptop (2.5% fee)
- Sell with Square on your own site via their API (2.5% fee)
- Optional Dock (£19 + VAT)
- Also have a full POS system
5. PayPal Here
Reader Cost: £35 via this link
Transaction Fees: 2.75% – 1.50%
Features:
- Accept all types of payments, cards or contactless, including Apple Pay and Android Pay.
- Payments reach your PayPal account in seconds
- No fixed term and no monthly fees
- Worldclass fraud management systems
- UK-based customer support team you can contact by email, phone or within the PayPal Here app
- Free PayPal Here app
- Add up to 200 users to one account
- Run customised sales reports by date, salesperson, items, and more
- Use the app or log in to PayPal on your desktop to manage and categorise your inventory list and upload photos
- Also offer a range of point-of-sale solutions that are fully integrated with PayPal Here
6. Barclaycard Anywhere
Reader Cost: £60.00 + VAT
Transaction Fees: 2.60%
Features:
- No monthly fees
- Application normally only takes 15 minutes
- Accept Visa and MasterCard (not Amex)
- Contactless cards accepted
- Android and iPhone app
- Helps protect you against fraud with proactive security and advanced card verification services
- App lets you track payments on the move and in real-time
Please note: We have affiliate agreements with iZettle, SumUp, Shopify and Amazon. This means if you purchase anything from those sites via our links we will earn a commission, at no cost to you. In a few cases we have even negotiated special lower prices.